References
“As my Financial Advisor for the past 15 years, I have no hesitation in recommending Richard’s professional services. He is extremely knowledgeable and reliable with a “no pressure” personality. As well, Richard always takes the time to listen and evaluate his client’s needs and risk tolerance and to fully explain all proposed investment strategies. A TRUE PROFESSIONAL.”
…Dave McKinnon
“Richard strives to understand where his clients want to get to and to structure and monitor portfolios and financial plans to get there; he touches base at just the right frequency and explains status and recommended changes in such an easy to understand way”
…Donn Chalmers
“Richard is as honest and upright as they come. My wife and I have been most impressed with his ability to listen well and only then offer his recommendations. Richard is a gem and they don’t come any better.”
…Chuck Luttrell
“I started with Richard many years ago as a referral when I was looking for life insurance. He came highly recommended by a friend and I soon discovered why. Richard is extremely personable and easy to communicate with. He’s punctual and flexible in regards to meeting arrangements. He’s very knowledgeable about the products he sells as well as his competitors. Most importantly Richard is honest and has your best interest in mind. Since initially dealing with Richard for insurance I’ve also looked to Richard for financial advice and have not been disappointed. I would highly recommend Richard Vetter to anyone looking for financial and insurance services.”
…Ric Liang
“Historically we have paid little attention to the costs incurred in holding our investments in various mutual funds. The recession changed all that and we began questioning and scrutinizing these costs in greater detail. I’ve known Richard for a long time and one day casually mentioned that I was concerned about the level of the not-so-transparent management expense ratios (MER’s) that our current mutual fund companies were charging us. He offered to do an MER audit for us (no strings attached) and showed us how we could shave off almost 1% in fees. Whilst this may not seem like a lot in savings, it does add up to a significant chunk of change over one’s investment life cycle. At the same time Richard consolidated our portfolio of 17 mutual funds into just 5 strategically placed funds with a company that mirrors our own investment beliefs and goals. Throughout the whole process, we found Richard to be very knowledgeable and patient. He took the time to answer all our questions and concerns in a very detailed, straightforward, and easy to understand manner. At no time did we feel rushed or pressured into making a decision. If you are looking for a financial planner – look no further than Richard.”
…Stephen da Silva
“Richard’s expert knowledge of the global market, along with his consistent investment strategy, gives me a sense that my financial future is in very good hands. His recommendations are based on solid investment principles, and I have great trust for all of his decisions.”
…Kevin Eng










