Our Team
Richard Vetter, BA, CFP, CLU, ChFC
Certified Financial Planner,
Senior Financial Advisor
Richard is a Certified Financial Planner, Chartered Life Underwriter, owner of WealthSmart Financial Group and a Senior Financial Advisor and Branch Manager with Manulife Securities Incorporated. He has instructed many financial workshops since 1994, including Financial Strategies for Successful Retirement and The WealthSmart Workshop series. He is also available to businesses and community groups for speaking engagements.
Over 27 years of experience in the financial sector and teaching hundreds of educational seminars, Richard has observed that the most successful investors have taken the time to understand investment fundamentals, manage their emotions, ignore the media noise and stick to a long term plan. This has motivated him to continue an ongoing educational and strategy-focused dialogue with his clients. Richard has engaged investment partners whose interests are aligned with our clients, rather than those of the financial industry. The educational feedback loop that they provide greatly enhances the level of advice that is provided to his clients.
Born in Winnipeg, Manitoba, his heart is right here in Richmond, BC, where he has lived since 1970. He and his wife, Zinha, have three awesome boys – Peter, Matthew and Daniel. The whole family has been involved in the community in many ways, especially through St. Paul Parish. Richard is dedicated to lifelong learning and loves time with his family, cycling, hiking, photography or writing articles for the “WealthSmarts” email newsletter.
Zinha Vetter
Branch Administrator
Zinha handles most client service issues. She spent the first 10 years of her career as a Registered Nurse and, since 2005, has brought to our clients her caring attitude and delightfully obsessive attention to details. Her care for our clients and community is only rivaled by love for her family.
Zinha is an awesome cook and baker, enjoys gardening and is plugged into most everything going on with her family and friends. She has always been involved with the boys’ schools and has just started teaching Religion class to grade 5 students in our Church. She loves getting into the outdoors with our family.
Peter Vetter, BA
Planning Assistant
Peter is our eldest son and, after graduating with a Bachelor of Arts in Classical Studies from UBC, has decided to join us in the family business. While he is completing extensive additional studies toward industry licensing, he is helping as Richard’s Planning Assistant and in communicating our unique business value to those whom it will best serve.
Peter has a passion for the classics, especially Ancient Rome, enjoys working with young people in our community, loves music and is becoming quite an accomplished photographer.
Matthew Vetter
Webmaster
Matthew is our second eldest son, is studying Psychology at UBC and looks forward to joining the family business full time when he completes his degree. Between studies, he is working on WealthSmart’s internet strategy, especially in developing financial educational media.
Matthew has a keen interest in Investor Psychology and is a passionate musician, especially the guitar. He has great experience and a gift in counseling young people.










