Our plans for the future assume that life goes according to our plans. Unfortunately, life is imperfect. Every financial plan involves laying a foundation of security. It is critical that each one of us protects our plans from catastrophic losses. Our goal is to help clients plan for and protect against three fundamental economic risks that we all face:
- We could live longer than we expect - and risk losing our capital to inflation, excessive taxation or inappropriate investments. Through medical technology and health advances, combined with threats to our social security systems, we now face the real possibility of outliving our investment capital. Our goal is to help clients establish long-term and tax effective investment plans and create income streams that cannot be outlived.
- We could become sick or hurt - and lose our income or incur expensive lifestyle changes. Our goal is to help clients set up replacement income streams that will kick in upon long-term illness or injury. Furthermore, we also aim to arrange large tax-free lump sums of cash that are paid 30 days after diagnosis of many critical illnesses.
- Each one of us will eventually die - and may not complete the plans we have for those we love or leave behind a legacy shrunken by taxes, administration fees, legal & accounting fees etc. We specialize in helping to protect you from losing what you have worked so hard to create due to critical gaps that exist in many compensation and retirement packages. Our goal is to help clients realize and objectively measure their economic value and assure that their goals and dreams are fulfilled for their family